Malaysia My Second Home
MM2H Programme
Live, invest, and thrive in Malaysia with our expert guidance through the MM2H visa process
馬來西亞第二家園計劃 (MM2H)
馬來西亞第二家園（MM2H）計劃是由馬來西亞政府推出的長期居住簽證計劃，適合希望在馬來西亞長期居住、生活或規劃未來的人士。
申請人可在馬來西亞合法長期居留，享有多次出入境便利，子女亦可於當地接受國際教育。在符合相關條件及獲批後，亦可進行房產購置與資產配置。
相較於其他移居方案，MM2H具備流程清晰、彈性較高的特點，適合用於生活規劃與資產安排。
Navigating Malaysian regulations
Through our MM2H programme
In premium real estate assets
On comprehensive applications
Expert MM2H Support
Our comprehensive services ensure a smooth, stress-free MM2H application experience
一人申請
輕鬆以主申請人身份辦理，流程簡單高效
全家獲簽
配偶、子女及父母可一同申請，共享簽證便利
永久續簽
簽證可持續續簽，長期穩定居留無後顧之憂
出入自由
多次入境安排，靈活往返馬來西亞與全球
環境優越
多元文化融合，氣候宜人，生活品質卓越
高福利
生活成本合理，醫療教育完善，幸福感高
開啟您的 馬來西亞新篇章
馬來西亞第二家園計畫（MM2H）
易馬海外憑藉對馬來西亞市場的深度理解與豐富實務經驗，協助您連接當地機會，開啟更自由、多元且高品質的生活方式。
多元文化融合
融合華人、馬來及國際社群，構建包容且充滿活力的生活環境，讓您自然融入並享受多元文化魅力。
高品質生活體驗
在合理生活成本下，享受高標準生活品質，從日常起居到休閒娛樂，全面提升生活舒適度。
理想宜居與退休之選
氣候溫暖宜人，生活節奏從容，適合長期居住與規劃安心退休生活。
穩健房產配置機會
結合成熟市場基礎與持續發展潛力，提供多元房產選擇，協助您進行理性配置，滿足自住與長期規劃需求。
國際教育資源
完善的國際教育體系與多元升學路徑，為子女打造更廣闊的未來發展空間。
優質醫療體系
完善且國際化的醫療服務，為您與家人提供安心可靠的健康保障。
MM2H 申请流程
From consultation to settlement, we guide you through every stage
01
签意向书
02
准备并提交文件
03
获取批文
04
报到手续
05
安排贴签
Watch Our Process Guide
Why Choose Us?
- Licensed MM2H agent since 2002
- 99% approval rate across all tiers
- Full support from consultation to settlement
馬來西亞第二家園（MM2H）級別與 申請條件
Choose the tier that best suits your investment capacity and lifestyle requirements
| 級別 / 條件 | 白銀級 | 黃金級 | 鉑金級 | 經濟特區（柔佛特區） |
|---|---|---|---|---|
| 申請年齡 | 25歲或以上 | 21歲或以上 | ||
| 可攜帶家屬 |
| |||
| 居住天數 | 每年至少 90 天 *家屬可累積，50歲以上申請者豁免 | |||
| 生意, 投資, 就業許可 | 需經過特批 | 需經過特批 | 允許 | 需經過特批 |
| 聘請幫傭 | 不具備條件 | 不具備條件 | 允許 | 不具備條件 |
| 定期存款條件 | 15萬美元 或等值馬幣 | 50萬美元 或等值馬幣 | 100萬美元 或等值馬幣 | 21–49歲： 6.5萬美元 50歲或以上 3.2萬美元 或等值馬幣 |
| *貼簽後可解凍最多50%定存，用於購屋、醫療、教育以及 馬來西亞境內旅遊 | ||||
| 房產購置條件 | 60萬令吉或以上 | 100萬令吉或以上 | 200萬令吉或以上 | 依相關區域房產政策而定，僅限購買開發商一手房 |
| *10年內不可出售或轉售，但可升級更高價值房產 | ||||
| 參與費 | 1,000令吉 | 3,000令吉 | 20萬令吉 | 1,000令吉 |
| *家屬免繳 | ||||
| 簽證更新費用 | 5,000令吉 | 5,000令吉 | 5,000令吉 | 5,000令吉 |
| 簽證期限 | 5年 | 15年 | 20年 | 10年 |
| 代理費用 | 4萬令吉 | 5.5萬令吉 | 7萬令吉 | 4萬令吉 |
| *必須完成購屋並簽署SPA，才能安排貼簽。 | ||||
白銀級
黃金級
鉑金級
經濟特區（柔佛特區）
📋 重要提示
- 家屬： 配偶、父母/岳父母/公婆、殘障子女、21歲以下子女（或21至31歲未婚且無業的子女）。
- 定期存款提取： 可解凍最多50%定存，用於購屋、醫療、教育以及 馬來西亞境內旅遊
- 房產： 10年內不可出售或轉售，但可升級更高價值房產
- 簽證： 多次入境簽證，到期後可續簽
- 簽證更新： 每五年一次，包括所有受扶養人
- 居住天數： 每年至少 90 天；家屬可累積，50歲以上申請者豁免
為什麼選擇 馬來西亞
Explore what makes Malaysia the perfect destination for your second home
Malaysia Overview
Discover the lifestyle
Living in Malaysia
Experience the culture
Malaysian Benefits
Explore opportunities
常見 問題
馬來西亞第二家園（MM2H）常見問題（FAQ）
一、概況
什麼是「馬來西亞第二家園」（MM2H）簽證計劃？
馬來西亞第二家園（MM2H）是由馬來西亞旅遊、藝術與文化部（MOTAC）推出的長期簽證計劃，允許符合條件的外國人士及其家庭成員在馬來西亞長期居住。
根據不同類別，申請人及其附屬家屬最長可居留達20年（可續簽）。該計劃適合希望在一個多元文化、生活環境優質的國家建立第二居所的人士。
如果我獲得 MM2H 簽證，是否就等於擁有永久居留權（PR）或公民權？
不是。MM2H 僅屬於長期居留簽證，並不等同於永久居留權（PR）或馬來西亞公民身份，也不會賦予相關資格。
持有 MM2H 簽證可以在馬來西亞居留多久？
您的居留期限取決於所選擇的簽證類別：
- 鉑金：20年
- 黃金：15年
- 白銀：5年
- 經濟特區（SEZ）：10年
二、特別經濟組
什麼是第二家園特別經濟組別（MM2H - SEZ）？
此組別是專為指定經濟區域設立的MM2H類別。與其他MM2H類別相比，財務門檻及購房條件要求有所不同。
僅柔佛的森林城市（Forest City）被列為MM2H計劃下的特別經濟區。
目前哪一區被歸類為MM2H特別經濟區域？
目前，僅柔佛的森林城市（Forest City）被列為MM2H計劃下的特別經濟區（SEZ）。
SEZ組別的財務要求是否與其他組別不同？
是的。SEZ組別的定期存款要求相對較低：
- 50歲以上主申請人需存入：USD 32,000
- 21至49歲主申請人需存入：USD 65,000
相比其他組別，定期存款要求降低接近50%。此外，參與費用為RM1,000，也相應較低。
SEZ組別的購房要求是否有特別規定？
是的。SEZ組別的參與者必須在森林城市購買房產，並且：
- 必須直接向政府指定開發商購買
- 不可購買二手房產
- 房產起價約為RM600,000
相較其他組別，該類別的購房門檻較低。
SEZ組別的房產是否需要向特定開發商購買？
是的。SEZ組別的參與者必須直接向馬來西亞政府指定開發商購買房產，且不可購買二手房產。
根據最新規定，僅限森林城市項目，例如由碧桂園（Country Garden）開發的房產。
三、申請要求
在MM2H計劃下是否必須購買房產？
是的。在MM2H計劃下，所有組別均必須購買符合要求的房產。
MM2H各類別的最低房產價值是多少？
最低房產價值因類別而異，具體如下：
- 鉑金：RM2,000,000及以上
- 黃金：RM1,000,000及以上
- 白銀：RM600,000及以上
- SEZ（特別經濟組）：僅限森林城市，價格由開發商決定
我可以出售我的 MM2H 房產嗎？
一般情況下不可以。由於房產與MM2H簽證條件綁定，購房後10年內不得出售。
在以下情況下可以出售：
- 升級房產，且新房產價值高於原房產
- 持有MM2H簽證滿10年
- 已取消MM2H簽證並離開馬來西亞
我目前在馬來西亞擁有的房產是否符合MM2H房產要求？我可以提取我的定期存款嗎？
是的，您可以使用您現有的房產進行申請，只要買賣合約（SPA）中規定的房產價值符合適用級別的最低房產購買門檻。
如果您在 MM2H 貼簽日期前兩年內購買了該房產，您可以提取50%的定期存款。但如果該房產的購買日期距貼簽日期超過兩年，則無法申請提取50%定期存款。
提取資格判斷是依據 SPA 中的日期為準。
例如，如果您的MM2H貼簽日期為2025年7月1日，您可提交2023年7月1日或之後的SPA，才可以提取50%的定期存款。
在MM2H簽證下，我可以購買哪些類型的房產？
在 MM2H 計劃下，您只能購買住宅地契（Residential Title）的房產。唯一的例外是屬於「商業地契但作住宅用途」（Commercial Title with Residential Use）的房產。
MM2H 房產可以是聯名持有嗎？
可以。只要房產是與有條件批准函中列明的申請人共同持有，即符合要求。
如果只有一位業主申請MM2H，則房產必須在主申請人名下；否則，需將房產轉至主申請人名下，或由主申請人重新購買一套符合條件的房產。
我可以以MM2H簽證購買土地或商業物業嗎？
為了符合MM2H的要求，簽證持有人必須購買住宅物業。
如果簽證持有人希望購買土地或商業物業，則必須符合各個州政府的相關規定和條件。
獲得MM2H批准後，購買房產是否有時間期限？
是的。獲得MM2H簽證後，需在貼簽之日起一年內完成房產購買。
如果未在規定時間內完成購買，簽證可能會被取消或影響續簽。
我可以申請銀行貸款作為支付MM2H房產購買的費用嗎？
可以。您可在正式獲得MM2H簽證後申請銀行貸款，具體條件取決於您與銀行的協商。
我可以購買多個低價房產來達到最低房產價值要求嗎？
不可以。您不能通過購買多個房產來滿足該要求。
您只能提供單一房產的買賣合約（SPA），並且其價值必須符合最低房產價格要求。
四、最低居住要求
Are MM2H holders required to meet a minimum stay requirement?
Yes. The main applicant, either individually or combined with their dependants, must accumulate a minimum stay of at least 90 days in Malaysia per year.
Who is required to meet the minimum stay requirement?
- Main applicants below the age of 50 are required to accumulate at least 90 days of stay in Malaysia per year. This requirement may be fulfilled collectively with their dependants.
- Main applicants aged 50 and above, as well as their dependants, are exempt from the 90-day minimum stay requirement.
Will my visa be affected if I fail to meet the minimum stay requirement?
Yes. If the minimum stay requirement is not met, your MM2H visa renewal application may be rejected by the MM2H Committee.
V. Financial Requirements
Do different MM2H categories have different financial requirements?
Yes. The MM2H programme offers four main categories—Platinum, Gold, Silver, and the Special Economic Zone (SEZ)—each with its own specific financial requirements.
What are the fixed deposit requirements for each MM2H category?
The fixed deposit requirements are as follows:
- Platinum: USD 1,000,000
- Gold: USD 500,000
- Silver: USD 150,000
- Special Economic Zone (SEZ):
- Ages 21–49: USD 65,000
- Ages 50 and above: USD 32,000
Does every applicant need to place a fixed deposit?
No. The fixed deposit is only required from the main applicant, and dependants are not required to place any additional deposits.
Can I withdraw my MM2H fixed deposit?
Yes. After obtaining MM2H approval, you may withdraw up to 50% of your fixed deposit for the following purposes:
- Property purchase (Note: The Sale and Purchase Agreement must be signed after the MM2H visa endorsement)
- Education expenses
- Medical expenses
- Domestic travel expenses within Malaysia
How will the interest generated from my MM2H fixed deposit be handled?
You are entitled to retain the interest earned from your fixed deposit. Typically, the interest will be credited to your personal savings account and may be used freely for any expenses.
Are there any additional fees required for the MM2H application?
Yes. The main applicant is required to pay a one-time government participation fee as follows:
- Platinum: RM200,000
- Gold: RM3,000
- Silver: RM1,000
- Special Economic Zone (SEZ): RM1,000
Note: Dependants under all categories are not required to pay the participation fee.
VI. Application Process
What documents are required for an MM2H application?
When applying for a new MM2H visa, you are required to submit the following documents:
- A copy of the passport biodata page — for all applicants
- Passport-sized photographs — for all applicants
- Police Clearance Certificate / Certificate of Good Conduct — for the main applicant and dependants aged 18 and above
- Resume / Curriculum Vitae — for the main applicant and spouse
- Latest employment confirmation letter — for the main applicant and spouse
If you are applying together with your spouse, parents, parents-in-law, or children, the following supporting documents are also required:
- Marriage certificate — to verify the spousal relationship
- Birth certificate — to verify parent-child or family relationships
All documents must be duly notarised by the relevant authorities in the applicant’s country of origin and subsequently authenticated by the Malaysian Embassy in that country. Only after completing this legalisation process can the documents be accepted for submission.
Can I add dependants after my MM2H application has been approved?
Yes. You may add dependants at any time after completing the full MM2H approval process. Eligible dependants include your spouse, children, parents, and parents-in-law.
You will only be required to provide certified proof of relationship, such as a marriage certificate or birth certificate.
Is the applicant required to be physically present in Malaysia to submit the application?
No. During the application stage, the applicant is not required to be present in Malaysia. All documents can be prepared and submitted on your behalf by the appointed agent.
However, from the date of issuance of the Conditional Approval Letter, you are required to enter Malaysia within 90 days to complete the following procedures:
- Place the required fixed deposit
- Undergo a medical examination
- Purchase medical insurance
- Obtain the official visa endorsement
How long does the MM2H application process take?
From submission to approval, the MM2H application process typically takes approximately 3 to 4 months.
Why is it necessary to apply through an agent? Can I submit the application on my own?
Under the latest MM2H policy introduced in 2024, all applications must be submitted through government-approved agents. Individual applicants are not permitted to submit applications directly on their own.
Do I need to relocate to Malaysia immediately after my MM2H application is approved?
No, immediate relocation is not required. However, the following key timelines and conditions must be observed:
- You must complete the visa endorsement within 90 days from the date of the Conditional Approval Letter
- Applicants below the age of 50 are required to stay in Malaysia for at least 90 days per year (this requirement may be fulfilled cumulatively with dependants)
- The main applicant must purchase a qualifying property within one year of obtaining the visa
The minimum property price requirements are as follows:
- Platinum: RM2,000,000
- Gold: RM1,000,000
- Silver: RM600,000
- SEZ: Limited to Forest City only
Can I open additional bank accounts?
Yes. After obtaining a long-term visa, you and your family members may open bank accounts based on your needs, subject to the respective bank’s terms and requirements.
Can I ship my household items to Malaysia?
Yes. Used household items may be imported into Malaysia duty-free. It is advisable to engage a professional logistics company for assistance with the process.
VII. Dependants
Which dependants can be included under the MM2H application?
You may include the following dependants:
- 配偶
- Parents or parents-in-law
- Children below the age of 34 (must be unmarried and not employed in Malaysia)
- Medically certified disabled children (no age limit applies)
The following individuals are not eligible to be included as dependants: grandparents, grandchildren, siblings, and other extended family members.
Do dependants have the same visa validity as the main applicant?
Yes. If dependants apply together with the main applicant, their visa validity will be the same.
If dependants are added at a later stage, their visa validity will align with the remaining validity period of the main applicant’s visa.
Can children study in Malaysia?
Yes. Children are allowed to enroll in international schools; however, they are required to apply for a student pass separately.
What happens to dependants if the main applicant converts to an employment visa?
The dependants’ MM2H visas will be automatically invalidated. They will be required to transition to the corresponding dependant passes under the new employment visa category.
Can I apply for MM2H after marrying a Malaysian citizen?
Yes, you may still apply for the MM2H programme. However, please note that Malaysia does not recognise same-sex marriages.
Can I include an unmarried partner as a dependant?
No. Unmarried partners are not eligible to be included as dependants. A legally recognised marriage certificate is required in order to include a partner under the same application.
VIII. Business and Employment
Can MM2H holders work or conduct business in Malaysia?
No. Only main applicants under the Platinum category are permitted to work or conduct business in Malaysia.
Can MM2H holders act as company directors or shareholders?
Only participants under the Platinum category are permitted to act as company directors or shareholders. Applicants under all other categories are not allowed to engage in business or commercial activities.
Can participants under the SEZ, Silver, or Gold categories start a business in Malaysia?
No. Participants under the SEZ, Silver, and Gold categories are not permitted to start a business in Malaysia. To do so, they would need to convert to another visa type that allows such activities, such as an employment visa or the PVIP.
IX. Medical
Is a medical examination required?
Yes. A medical examination must be completed within 90 days from the issuance of the Conditional Approval Letter.
Is medical insurance required?
Yes. Applicants below the age of 60 are required to obtain medical insurance, which may be either a local policy or an international plan that provides coverage in Malaysia.
What is the healthcare system like in Malaysia?
Malaysia’s healthcare system consists of both government and private sectors. Foreigners are allowed to access both; however, many prefer private healthcare due to its greater convenience and higher level of service.
X. Renewal and Others
How often do I need to renew my visa?
All MM2H visas must be renewed once every 5 years.
What documents are required for visa renewal?
The following documents are required for renewal:
- A valid passport
- A medical examination report
- Medical insurance coverage
Where should I submit my renewal application?
The renewal application must be submitted through your original appointed agent or any other authorised MM2H agent.
What are the renewal fees?
The government renewal fees are as follows:
- Platinum: RM5,000
- Gold: RM3,000
- Silver / SEZ: RM1,500
Can I withdraw my fixed deposit if I choose not to renew my visa?
Yes. Upon cancellation of your MM2H visa, you may withdraw the full amount of your fixed deposit.
XI. Others
What happens to the fixed deposit if the applicant passes away?
It is recommended that the applicant prepares a will in advance to designate a beneficiary for the fixed deposit.
Under the latest policy, it is expected that applicants may nominate a dependant as the beneficiary; however, the detailed implementation guidelines are still being finalised.
Can I bring my car into Malaysia?
Yes, it is possible to import a car into Malaysia. However, due to high taxes and complex procedures, it is generally not recommended.
Am I exempted from hotel (tourism) tax?
No. Only Malaysian citizens and Permanent Residents (PR) are eligible for exemption.
海外收入是否需繳稅?
Overseas income remitted into Malaysia is exempt from tax until the year 2036. Only income derived from within Malaysia is subject to taxation.
Interest earned from fixed deposits is also tax-exempt.
Ready to Make Malaysia Your Second Home?
Contact us today for a free consultation and let our experts guide you through your MM2H journey